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Cyber Security for Your Home

03.21.19

Smart phones, Smart Tv’s, and now Smart Homes!!
We are connected everywhere now more so than ever. Remember when we all thought we were cool just texting on our phones?!
Our lives are more connected now than ever and it happened so fast.

Our homes are more connected than ever before with just a click. A virtual assistant is here to help just ask. Hey Google or hey Siri find this or do that! Entertainment systems, household appliances, A refrigerator that can remind you that you are out of milk for crying out loud!!

Doors, lights and thermostats all make our lives easier through a multiple of connections being wired and wireless. We all love the new gadgets however the more we add to “make our lives easier” the more we are opening ourselves to a wide range of new cyber risks and attacks.We hear about Data Breach and see Cyber Attacks on the news every day…..

These are just a couple places that we are now being attacked through Cyber Attacks:
Our computers: get an unknown virus the dreaded BLUE screen!
Cyber extortion: Someone blacks out your computer and demands ransomware money to restart and restore all your files

Your homeowners policy, condominium policy and renters insurance policy can now protect you against Home Cyber Attacks. Please stop in today or call 508-824-5875 and let us add Cyber Protection to your policy.

Read more here: https://connect.arbella.com/agent/content/11AR1325.08.18.pdf

We can add a Cyber Home Protection to your policy. Please don’t wait call or e-mail today! Cyber attacks can happen at any time so don’t delay contact one of our Cyber protection team members today!  @Allanwalker.com

http://www.allanwalker.com

 

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Polar Vortex Cold Is On It’s Way To Our Town!

01.30.19

We all knew winter was going to hit us at some point! Well here it comes with the cold!
Temperatures are supposed to plummet tonight and for the next few days. We all know the drill as we are Spartans here in New England!
However like the Scouts we should be prepared!
Here are some helpful reminders for when it turns cold:
*Turn up your heat be sure your house in warm throughout.
a little more heat can save thousands in burst pipes.
*Protect pipes that go through unheated areas with insulation
*Know where your water shut off valve is in case of emergency locate it today
*Leave your interior doors open to help heat circulate throughout your home this will help with the cold.
*Disconnect outdoor hoses and store them away if you have not already.
*Block drafts underneath doors and around windows
*If your couch is blocking the radiator move it out a little so more heat can circulate . May be a good time to rearrange the room ha ha!
*Close the curtains!
*May be a good time to just stay in and read a book by the fireplace or wood stove,(as long as they have been inspected and cleaned) until it warms up just a bit….I am sure watching the Superbowl will keep you warm also!

Also you can check the weather here!  http://www.allanwalker.com/client-service/storm-control-center
Finally ,
GO PATRIOTS!
www.allanwalker.com 

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This is it ! WINTER IS COMING!

01.18.19

1st Winter Storm reminders:
1) No your all wheel drive or 4 wheel drive will not work on ice.
2) Slow down, so you arrive 10 minuets later. At least you arrived safely.
3) Please don’t text and drive. This goes for good weather as well as bad no matter the time of year. #Eyesonthestreetnotthetweet
4) Check your windshield wipers
5) Winter washer fluid, top it off for those salty roads
6) Leave even more room between vehicles to allow for stopping
7) If you don’t have to drive stay inside till it is over and roads are clear
8) Let the plows do their job give them plenty of room
9) Keep your cell phone charged in case of emergency
10) Clean all of your windows of snow and ice so you can see all around you.

Be safe out there everyone! www.allanwalker.com

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Summer Vacation and Driving-LOOK OUT!

07.02.18

July started off the long awaited summer this past weekend with our first heat wave. Good ol New England did not disappoint us once again with high 90’s forecasted right through the July 4th Holiday.

Now that we are in vacation mode here are a few reminders as you hit the road:

Look Out #1

 

Be sure your trailers are still ready for the road after a long winter nap. Check your tires, bearings, frames and be sure you received your new trailer registration. Along with this will be your new registration sticker for your license plate. Need help your registration? Please call Allan Walker @508-824-5875 we will glad to get help and get you “on the road again” ! Thanks Willy!  http://www.allanwalker.com/for-individuals/auto

Look out #2

road crew

Work crew

Now that summer is here so aren’t all those work crews repairing and fixing our roads! Please give way and move over for the Police and the road crews.

Look Out #3

 

Ahh the open road! Great weather brings out all kinds of people enjoying the roads. Motorcycles , cyclists, walkers, joggers and runners.http://www.allanwalker.com/for-individuals/motorcycle

Check twice ,,,better yet check three times! at times it is difficult to see everyone on the road. Look around and be aware of who is on your left, right, front and back. Slow down it just may save a life!

Look out #4

EVERYONE is on their phone. They are not paying attention to where ther are OR who is around them. One step off the sidewalk and before you know it they are right there in front of you!

Watch out for the distracted walker, jogger, runner and driver.

The reality is summer is the deadliest time of year for all drivers, especially teen drivers, because of the things mentioned above. Please put the phone down don’t text and drive arrive alive and enjoy your summer!

Distracted driving

Teen crashes

Have questions?  http://www.allanwalker.com    Phone 1-877-824-6670

 

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Buy GAP Coverage from a Car Dealer? STOP READ THIS!

02.01.18

This is how can you take just a little sting out of that new car payment.

Dealers will “build in gap coverage” right in to your new loan payment. However the cost through a dealer typically will cost you several, several times more than it would here at Allan Walker Insurance!

Just a few reasons why you should buy this coverage from Allan Walker:
1. Your GAP protection cost will be much less, saving you money $30.00 to $40.00 dollars per year*!
2. Not hundreds of dollars from the dealer
3. Your account manager will be here for you before, during and after should you have a claim
4. You will be able to talk to your TRUSTED Allan Walker Team Member when you need us most

So what is this GAP, Loan/Lease coverage anyway?

In the event of a covered total loss this coverage provides the difference between the actual cash value of an auto and the balance still owed on a qualifying loan or lease. If you purchased this additional coverage, we will pay off your bank’s auto loan or lease balance, should you have a covered total loss.

February is here and so are the great Presidents Day car sales! Should you be in the market for a new car and you would like more information about GAP coverage. Before you are about to score on that new great deal, please give one of our talented account mangers a call 508-824-5857 with any questions or concerns.

*Call us for all the details on GAP coverage and how we can better protect you, your new auto insurance policy or truck insurance policy.

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WOW 3 Hurricanes in a row!

09.13.17

I believe that we are only half way through this current hurricane season with Irma being number 9 out of 21 named storms. So far in the north east have dodged these devastating storms. However I think it has opened our eyes to what could happen and yes it could happen here.I can’t even imagine…evacuating or being a part of that devastation that took place in the Island’s, Texas and now Florida.

Now is the time for us to rethink just how prepared we are should a storm head our way.

Just so Happens that September is “Emergency Preparedness Month”.

If we prepare now and slowly build our “hurricane or storm kits” we can beat the rush. We won’t have to deal with empty shelves, a run on the gas stations as long as we make an effort now.

Check out what this is all about here:
http://www.mass.gov/eopss/agencies/mema/be-prepared/september-is-emergency-preparedness-month.html

Here is another resource to take a look at.
This has smart phone apps, wireless emergency alerts, Twitter and Facebook connections for MEMA.

http://www.mass.gov/eopss/agencies/mema/news/press-releases/be-informed-for-emergency-preparedness-month.html

Take a walk around your home and make a list of what may need to be done. Do what you can however call in an expert for things that may be beyond your expertise. Starting now will take the panic out when and if a storm does comes this season, which by the way runs from June 1st thru November 30th.

That’s the official hurricane season time line but we all know that here in the north east we have those little storms know as the Nor’easter’s that are sometimes worse!

Your homeowners policy will cover wind loss however there are two types of deductibles that just about every homeowners policy has. One is a wind deductible, and the other a named storm deductible. One, named storm deductible, carries a higher percentage deductible should there be a loss.

If you have not contacted us just to go over what type of deductible you have NOW would be the time. Give one of our personal lines account mangers a call to discuss what the difference is and how it may affect you. 508-824-5875

What type of deductible does your homeowners insurance policy have? This is what we are here for!

“Neighbors Helping Neighbors Since 1847” Our 170th Year!

The National Weather Service has excellent information on how to prepare.
• Assemble disaster supplies
• Make a hurricane written plan
• Secure an insurance check up {Call Allan M Walker 508-824-5875}
• Develop an evacuation plan
This is where this information is located www.weather.gov/wrn/hurricane-preparedness

With Summer also came many home projects. Be sure to let us know what your improvements are going to be or what you have done. An addition, a new garage, kitchen, pool or a new deck whatever it may be. This is an exciting time but don’t wait until the news forecaster says the storm will be here tomorrow to call us! At this time it just may be too late to add protection for that new improvement or project….. Ask us why……508-824-5857

One last thought is that FLOOD IS NOT A COVERED LOSS under the homeowners policy!! We can provide that coverage however it takes 30 days to go into effect as flood is written as its own policy!! Just about all flood losses occur away from oceans and rivers!!!

http://www.allanwalker.com/for-individuals/home

Take Care everyone and please contact or give us a call with any questions!
Neighbors Helping Neighbors Since 1847
Our 170th Year Serving Our community!
Protection is Our Business ~ Service Our Product
508-824-5875

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No it’s not too HOT for a House Fire!

07.21.17

Now that we have hit yet another heat wave this summer be careful not to overload your electricity throughout the day. Yes it is muggy, sticky and just plain nasty out there! As we wait for cooler temps to come our way here are a few reminders to help keep you and your home safe.

It is times like these when the temperature rise so does the call for more electricity and power from your household source.

If you are not using a room in your home and you have ability to close off that room do so, this may help to reduce some of that strain on your electrical and cooling system.

Did you know that fire departments respond to more than 350,000 fires in the US each year and electrical fires account for more than 1 in 10 of these fires!

As the search for another outlet to plug in that fan or the new AC unit , plug in only one appliance at a time to an outlet.

There are over 2,500 electrical outlet fires in homes each year! This has caused more than $94 million dollars in homeowners damage.

Fire departments respond to over 7,200 calls for fan and air conditioning and related equipment type fires. Between 2007 and 2011 fans caused  6% {WOW} of all home electrical fires!!

I know it is a struggle to keep cool for just a few days and weeks of the summer. However keep this in the back of your mind as you try to drop the temperature in your home as the heat rises!

Take a look around as walk through your home and see whats plugged in where and how many items are drawing on that circuit. It may be hot outside but not as hot if your home as a malfunction!

Thanks to Arbella for sharing this info with Allan Walker Insurance!

Check us out for cool Homeowners Insurance bundles and savings!

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WOAH ! LOW NUMBER PLATES UP FOR GRABS!!

06.28.17

Start Your Engines – The Low Number Plate Lottery Has Begun!

June 26, 2017 by Julia Ybarra Leave a Comment
There is no fee to enter the annual RMV Low Number Plate Lottery

Agency Checklists, MA Insurance News, Mass. Insurance News In what has become a summer tradition on Agency Checklists, it’s time to remind the Massachusetts insurance industry that the Low Number Plate Lottery has begun!

We love this annual summer contest, because it is such an easy and economical way to reach out to your insureds across the Commonwealth each year and to help them get a great prize for free. This year’s low plate lottery, which officially began on Friday June 19, 2017, will run until August 25, 2017.

“The low plate lottery is our customers’ favorite annual event at the Registry,” said Registrar Erin Deveney. “After such an overwhelmingly positive response last year and an increase in applications, we are happy to continue to offer our customers a streamlined online application process for submissions. Our low plate lottery is just one example of improved and expanded online Registry options for our customers. We encourage all entrants to continue to skip the stamp and enter the lottery electronically at MassRMV.com.

All applicants should be aware that while there is no fee to enter the contest, any or all winners are required to pay a registration fee for the plate.
The RMV has seen increasing participation in the annual contest over the past few years

According to the Registry, there are 162 low number license plates available this year, twenty-one fewer than in 2016 when 183 plates were available. While there are fewer license plates up for grabs this year, the Registry has seen an increase of entry applications over the past couple of years. In 2016, the Registry received an estimated 8,600 applications for the 183 plates available, approximately 2,600 applications more than in 2015.
The RMV can now accept both online and mailed entry forms

As it first announced last year, the Registry also is now able to accept both online entry forms as well as applications that are sent by U.S. mail. For those interested in filling out a paper application a copy of the application can be downloaded here. Applications are also available at RMV service center locations throughout the Commonwealth. Be sure to remember that applications sent by mail must be postmarked by August 25, 2017 in order to be entered into the drawing.

Online entries also must be completed by the August 25th deadline. Interested applicants can access the link to fill out the form online here. Later this summer, the Registry will send out notifications via email for the date, time, and location of the 2017 Low Plate Lottery Drawing. By law, the Registry must announce all of the winners by September 15th.
Two three number plates and 8888 are among the list of available low number plates in 2017

For those interested in seeing what plates are available this year, the following is a complete list of the low number license plates available for 2017.
529 2791 4455 6387 7674 9313 35G 96D G81 U25
571 2793 4573 6402 8015 9340 39U 97V H18 U60
1046 2861 4706 6545 8019 9341 41X 98M H39 V59
1330 2908 4726 6638 8024 9345 48E A17 H76 W52
1637 3194 4875 6798 8025 9614 53L B6 H98 X1
1702 3268 4886 6867 8077 9687 53Y B51 J96 Y61
1703 3287 4910 6913 8146 9824 62P B73 K71 Y67
1834 3320 5186 7020 8195 9960 65V B81 M88 Z26
2123 3396 5471 7129 8306 9969 68D C7 N25 Z81
2142 3512 5571 7178 8403 6F 69A D54 P68
2155 3534 5694 7214 8426 8J 72Q D58 P69
2245 3548 5769 7344 8715 24Z 76Y E15 P72
2264 3612 5879 7430 8729 28D 81R E63 P85
2436 3691 6051 7487 8817 29H 82T E93 Q35
2480 4176 6093 7493 8888 32V 83D F76 R33
2560 4208 6252 7579 8979 33E 91J G3 R56
2567 4269 6300 7591 9192 34F 93P G37 T16

Good luck to all!

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AHHHH! Hurricane Season Is Here! Flood

05.31.17

It begins once again!

The Hurricane season. The super bowl of weather for the North East and the weather people are predicting quite the season.

NOAA’s forecast calls for:
11 to 17 named storms
5 to 9 of which could/would become hurricanes
2 to 4 of which could/would become major hurricanes.

Well if it ever warms up around here we may be more convinced that a few of these storms just may come our way!

All kidding aside these storms are something that we all need to be aware of and not to be taken lightly. Like the Scouts say “Be Prepared” and now is the time to get ready.

Take a walk around your home and make a list of what may need to be done. Do what you can however call in an expert for things that may be beyond your expertise. Starting now will take the panic out when and if a storm comes this season and our way, which by the way runs from June 1st thru November 30th. That’s the official season time line but we all know that here in the north east we have those little storms know as the Nor’easter’s that are sometimes worse!

Your homeowners policy will cover wind loss however there are two types of deductibles that just about every homeowners policy has. One is a wind deductible, and the other a named storm deductible. One, named storm deductible, carries a higher percentage deductible should there be a loss.

Image result for hurricane

If you have not contacted us just to go over what type of deductible you have NOW would be the time. Give one of our personal lines account mangers a call to discuss what the difference is and how it may affect you. What type of deductible does your homeowners insurance policy have? This is what we are here for!

“Neighbors Helping Neighbors Since 1847”  Our 170th Year!

The National Weather Service has excellent information on how to prepare for the upcoming season.

  • Assemble disaster supplies
  • Make a hurricane written plan
  • Secure an insurance check up {Call Allan M Walker 508-824-5875}
  • Develop an evacuation plan

This is where this information is located www.weather.gov/wrn/hurricane-preparedness

With Summer also comes many home projects. Be sure to let us know what your improvements are going to be should you have anything planed for your home: an addition, a new garage, kitchen, pool or a new deck whatever it may be. This is an exciting time but don’t wait until the news forecaster says the storm will be here tomorrow to call us! At this time it just may be too late to add protection for that new improvement or project. Ask us why……

One last thought is that FLOOD IS NOT A COVERED LOSS under the homeowners policy!! We can provide that coverage however it takes 30 days to go into effect as flood is written as its own policy!! Just about all flood losses occur away from oceans and rivers!!!

http://www.allanwalker.com/for-individuals/home

Take Care everyone and please contact or give us a call with any questions!

Protection is Our Business ~ Service Our Product

508-824-5875

 

 

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Imagine Trucks and Tools Together!

05.30.17

Announcing The Builders Bundle Artisan Contractors Program

Not even the late start to warm summer weather can slow down this building season! Check this out and hammer in the savings!

Imagine Trucks and Tools Together!

This revolutionary artisan Contractors policy was developed by the Arbella Contractors Team and is only available to Arbella subscribers. For this reason your Allan M Walker Account Manager can help you immediately on this offer.

Now contractors who have the confidence to operate independently or as a subcontractor have an insurance solution that makes it easy.

http://www.allanwalker.com/for-businesses/builders-bundle

 

Why? Because It Costs You Less!

Work In Any of these Trades or industries:
Carpentry
Painting
Plumbing
Drywall
Metal or acoustic tile ceiling-installation or repair
Landscaping
Heating or AC/HVAC
Electrical work
Paper Hanging
Tile, Stone Or Marble Work
Janitorial Services

Plus many more industries and trades Call TODAY 508-824-5875

Discover how the Bundle can Save you money.

Increase your profit by Bundling your Protection. Beyond the basic property and general liability coverage for on-site work and completed operations the Arbella Artisan contractors Policy adds protection where you may never had it before.

Coverage for your unscheduled tools
Valuable papers and records
Property in transit
Commercial Auto
*100 dollar credit* Hurry see if you qualify

3 More Reasons To Choose Us For Your Contractors Insurance Program
We understand how to provide a comprehensive artisan contractors insurance program
We understand what it means to be flexible within our Artisan Contractors Insurance Program
We want to increase your profits and $ave you money by Bundling your Commercial Auto with your Contractors policy

This Builders Bundle is a policy that exceeds industry standards The Bundle goes beyond just the basics with protection. However, remember avoiding accidents is not promised to you or anyone else. So, don’t delay. Call or e-mail us Today!

Be protected, We Bundle, You Build, You Save $$$……..
Neighbors Helping Neighbors
Since 1847
Protection Is Our Business ~ Service Our Product

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