Archive content category ‘Home Insurance’

09.13.17 WOW 3 Hurricanes in a row!

I believe that we are only half way through this current hurricane season with Irma being number 9 out of 21 named storms. So far in the north east have dodged these devastating storms. However I think it has opened our eyes to what could happen and yes it could happen here.I can’t even imagine…evacuating […]

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07.21.17 No it’s not too HOT for a House Fire!

Now that we have hit yet another heat wave this summer be careful not to overload your electricity throughout the day. Yes it is muggy, sticky and just plain nasty out there! As we wait for cooler temps to come our way here are a few reminders to help keep you and your home safe. […]

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05.31.17 AHHHH! Hurricane Season Is Here! Flood

It begins once again! The Hurricane season. The super bowl of weather for the North East and the weather people are predicting quite the season. NOAA’s forecast calls for: 11 to 17 named storms 5 to 9 of which could/would become hurricanes 2 to 4 of which could/would become major hurricanes. Well if it ever […]

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07.05.16 FLOOD! What happened it was “Just” a little rain!

Flood Insurance Every time we have a serious rain storm I see rivers of water cascading down driveways, streets, through backyards and flowing off of roofs. The thought I have is that pretty much every homeowner’s and business polices excludes flooding water and floods. No Coverage For a Flood……… Every year unfortunately, business owner’s and […]

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06.10.16 Replacement Cost Coverage for your Homeowner’s Contents

Actual Cash Value Vs. Replacement Cost Coverage Your homeowner’s policy provides protection for your dwelling which is also known as your structure. The Other major coverage or protection that your homeowner’s policy provides is your contents coverage. This is all of your personal belongings, furnishings and other things inside your home. Should you have a […]

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09.17.15 Are You Planning Home Improvement Projects?

It does not matter if you have purchased a home that is newly built or a fixer-upper, a time will come with you get the urge to make some home improvements. Start with the things that you can do that will add to the value of your home. Take on the quick projects and simple changes around your home first. Next, decide if you will be doing the work on your own or hiring a professional. However, perhaps the most important step is notifying your insurance agent of any home improvements to your house.

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09.10.15 Travelling Soon? Remember To Protect Your Home While You’re Away!

Whether you are driving cross-country or taking a cruise to paradise, travelling means your home will be left unoccupied for several days or even weeks. Thieves target homes that appear to be empty and there are a number of other things that can go wrong while you are away. Therefore, it is important to learn about the precautions you should take before your weekend retreat or spectacular vacation.

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09.03.15 Flood Watches & Warnings: How To Prepare Your Home

Flooding is not only one of the most common natural disasters, it is also one of the most costly. During the rainy season when heavy, steady rain lasts for several hours or even several days at a time leads to ground saturation. In addition, rapidly rising water in low-lying areas or along streams can lead to flash flooding.

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04.14.15 I’m A First Time Homeowner, How Much Home Insurance Do I Need?

There is nothing quite as exciting as purchasing your first home. However, the experience can also be somewhat overwhelming as well. You have so many different things to consider when you set out to make such a major investment, from finding the ideal property, hiring the right real estate agent and seeking the best mortgage. […]

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09.19.14 Hurricane Season 2014: The Busiest Time Is NOW!

Even though the experts are calling for a “slower” than normal hurricane season it seems things just may be starting to heat up. According to NOAA “It’s been a slow hurricane season so far this year, but things might be heating up in the tropics. So far, 2014 has seen only three named storms, including […]

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