Archive content category ‘Renters Insurance’

09.13.17 WOW 3 Hurricanes in a row!

I believe that we are only half way through this current hurricane season with Irma being number 9 out of 21 named storms. So far in the north east have dodged these devastating storms. However I think it has opened our eyes to what could happen and yes it could happen here.I can’t even imagine…evacuating […]

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07.21.17 No it’s not too HOT for a House Fire!

Now that we have hit yet another heat wave this summer be careful not to overload your electricity throughout the day. Yes it is muggy, sticky and just plain nasty out there! As we wait for cooler temps to come our way here are a few reminders to help keep you and your home safe. […]

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05.31.17 AHHHH! Hurricane Season Is Here! Flood

It begins once again! The Hurricane season. The super bowl of weather for the North East and the weather people are predicting quite the season. NOAA’s forecast calls for: 11 to 17 named storms 5 to 9 of which could/would become hurricanes 2 to 4 of which could/would become major hurricanes. Well if it ever […]

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11.22.16 Seat Belts Do Save Lives !

With the holidays fast approaching drivers will out on the roads more than ever. The cost of fuel is down and with that more travel is definitely on the horizon. Give this a thought as you sit around the table with family and friends. Slow down take your time better to arrive a little late […]

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07.05.16 FLOOD! What happened it was “Just” a little rain!

Flood Insurance Every time we have a serious rain storm I see rivers of water cascading down driveways, streets, through backyards and flowing off of roofs. The thought I have is that pretty much every homeowner’s and business polices excludes flooding water and floods. No Coverage For a Flood……… Every year unfortunately, business owner’s and […]

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06.10.16 Replacement Cost Coverage for your Homeowner’s Contents

Actual Cash Value Vs. Replacement Cost Coverage Your homeowner’s policy provides protection for your dwelling which is also known as your structure. The Other major coverage or protection that your homeowner’s policy provides is your contents coverage. This is all of your personal belongings, furnishings and other things inside your home. Should you have a […]

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05.13.15 Renters Insurance and Temporary Relocation Benefits

There are many good things to say about renting instead of owning your home. You don’t have to worry about maintenance and qualifying for a home mortgage. Plus, you are not tied down for a long time in one place. However, even renters should consider insurance. After all, what would you do if most of […]

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05.05.15 Do I Choose “Actual Cash Value” or “Replacement Cost” for Renters Insurance?

If you rent, you want to protect the things that you have worked so hard for in life, and taking out a renters insurance policy is a good idea. But what kind of coverage should you get? Also, some policies insure for actual cash value while others are replacement cost policies. Which do you choose […]

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04.08.15 Why Do I Need Renters Insurance If the Landlord Has Insurance?

Renters insurance is a lot like homeowners insurance, but it is specially designed to meet the needs of renters. Imagine coming home one day to your apartment or rental home to discover that everything you own has been destroyed by fire. You may think that your landlord’s insurance policy will cover everything that you lost, […]

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09.19.14 Hurricane Season 2014: The Busiest Time Is NOW!

Even though the experts are calling for a “slower” than normal hurricane season it seems things just may be starting to heat up. According to NOAA “It’s been a slow hurricane season so far this year, but things might be heating up in the tropics. So far, 2014 has seen only three named storms, including […]

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