Archive content category ‘Replacement Cost’

05.31.17 AHHHH! Hurricane Season Is Here! Flood

It begins once again! The Hurricane season. The super bowl of weather for the North East and the weather people are predicting quite the season. NOAA’s forecast calls for: 11 to 17 named storms 5 to 9 of which could/would become hurricanes 2 to 4 of which could/would become major hurricanes. Well if it ever […]

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07.05.16 FLOOD! What happened it was “Just” a little rain!

Flood Insurance Every time we have a serious rain storm I see rivers of water cascading down driveways, streets, through backyards and flowing off of roofs. The thought I have is that pretty much every homeowner’s and business polices excludes flooding water and floods. No Coverage For a Flood……… Every year unfortunately, business owner’s and […]

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06.10.16 Replacement Cost Coverage for your Homeowner’s Contents

Actual Cash Value Vs. Replacement Cost Coverage Your homeowner’s policy provides protection for your dwelling which is also known as your structure. The Other major coverage or protection that your homeowner’s policy provides is your contents coverage. This is all of your personal belongings, furnishings and other things inside your home. Should you have a […]

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