FLOOD! What happened it was “Just” a little rain!


Flood Insurance

Every time we have a serious rain storm I see rivers of water cascading down driveways, streets, through backyards and flowing off of roofs. The thought I have is that pretty much every homeowner’s and business polices excludes flooding water and floods.

No Coverage For a Flood………

Every year unfortunately, business owner’s and homeowner’s alike find out that flood coverage is NOT a covered loss, unless it has been added by endorsement or bought as a separate insurance policy.

It is a misconception that floods only happen near oceans, rivers, coastal areas and streams. Any area can flood over a period of time; it is the amount of water that produces the flood where it has never been before. The quick build up and rapid accumulation of water is what causes devastating damage that takes everyone by surprise.

Until it happens there are many people who think “I am not located near any big body of water or stream and we never had a flood before,” so it is a kind of out of sight out of mind kind of thing. However, floods do happen and they happen across the country where there is hardly any water at all!

That last wicked rain storm where the wind was howling and rain was going every which way had a potential to cause a flood. Flood insurance can be purchased and added to your insurance program, all you need to do is give us a call at 508-824-5875. Ask one of our account managers to help you and answer any questions you may have.

So please don’t delay be prepared for life’s misfortunes because we don’t know what is coming next.

E-mail me for more information or call one of our team members toll free 1-877-824-6670 or 508-824-5857.

Just Neighbors Helping Neighbors Since 1847.

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